bizMarketing Magazine is your FREE source for the latest information on the ever changing world of online marketing. Get your digital subscription now! Each month, your digitally delivered magazine keeps you up to date on search engine strategies, social media, marketing technology, mobile marketing and more. You’ll enjoy informative and entertaining content, strategies and tips, [...]
Credit Card Processing:
Merchant Account Solutions for Any Business
Here at The Transaction Group (TTG) we specialize in helping all types of businesses with their credit card processing and merchant account needs.
Whether your business has a U.S. or an international location, accepts credit cards face-to-face or through ecommerce, or even if it is considered to be ‘high risk’, we make finding a cheap and reliable processing solution quick and easy.
TTG’s recommended processor offers you some of the lowest rates in the industry. Check out the chart below to compare their rates with those commonly offered online or by your local bank.
|Merchant Account Fees||Industry Standard||Your Rates|
|Application Fee||$39 – $99||Waived|
|Qualified Internet Discount Rate||2.29% – 2.79%||2.09%|
|Qualified Retail Discount Rate||1.65% – 2.00%||1.75%|
|Per Transaction Fee||$0.25 – $0.40||$0.20 – $0.25|
|AVS (Address Verification Fees)||$0.10||Waived|
|Monthly Statement Fee||$10 – $20||$10|
|Contract Commitment||3 – 5 Years||Month to Month|
|Cancellation Fee||$300 – $500||Waived|
US & International Merchant Services
The Transaction Group (“TTG”) utilizes a network of industry professionals, with a combined 60 years of experience assisting U.S. and international merchants with their processing needs.
We understand that searching for a merchant account can be challenging. There are thousands of companies to choose from – some good, and others not so good. Selecting the right credit card merchant account provider for your business can be both time consuming and frustrating.
Here at TTG our mission is to educate you about the industry and place you with a provider that specifically fits the needs of you and your business.
Many companies out there will claim that they can approve high risk and international accounts as well as those merchants with poor credit . But when push comes to shove, they still end up declining most of those applications.
But here at TTG, we have taken the time to do the research necessary to locate companies that specialize in approving bad credit, international and high risk merchants. We rigorously tested them to make sure they’ll actually approve the merchants they claim they will. As long as you are willing to fully complete the application process, then unless your business is illegal or you have a history of fraud, there is a very good chance we can get you approved.
And for our U.S. based merchants, we have partnered with Powerpay, a very established payment processor, to offer card processing hardware and software solutions, with no early termination fee. Since they don’t charge an early termination fee, they know that you can leave them at any time. So, by necessity, this motivates them to make sure all of their merchants have dependable service, receive strong support, and enjoy extremely competitive processing rates.
Whether you’re a home-based, mom & pop, Fortune 500 or international business, we are committed to providing you with a cost effective and dependable retail or internet merchant account solution.
We invite you to take your business to the next level. Apply Now to start accepting credit cards today, or call to inquire about how to take advantage of cheap credit card merchant account rates.
Thank you… and we wish you continued success.
Michael L. Rupkalvis, President
The Transaction Group
Are you looking for an all-in-one ecommerce solution for your website’s online store? The Transaction Group (TTG) has got you covered. We offer complete e-commerce services for US and international businesses at low rates and fees. Save yourself time, money and frustration with a TTG solution for your website. If you are just starting your [...]
The Transaction Group (TTG) is an international merchant account services provider that assists businesses throughout the world in setting up complete ecommerce solutions for online stores. In addition to our credit card processing and payment gateway solutions, we offer online shopping cart systems for all online businesses. We ensure that you will have the best [...]
If you’re looking for a reliable and secure credit card payment gateway with low rates and fees for your US or international business, allow The Transaction Group (TTG) to serve you. TTG is a business financial services company that specializes in helping companies set up merchant accounts for their businesses. Whether your business is located [...]
Trying to figure out personal taxes is difficult enough, but if you own a small business, it can be a real headache. If you need advice on your business taxes, take advantage of The Transaction Group’s free tax advice from an accountant in your area. As a business services solutions provider, The Transaction Group has [...]
The Transaction Group (TTG) specializes in assisting international online businesses in setting up merchant account services at the most competitive rates available. Since forming our corporation in 2004, we’ve helped many businesses throughout the world with their payment processing needs. At TTG, we understand the challenges some businesses face when applying for and getting approved [...]
If you are a self-employed business owner you are entitled to the choice of taking a standard deduction that regular W-2 employees receive or the choice of itemizing your tax return. Itemizing a tax return may or may not be the way to go for some that are self-employed taxpayers, as it isn’t a guarantee [...]
If you own a small business you are well aware of the effect of taxes on your bottom line. Unfortunately, there’s no getting out of paying taxes, but there are ways to take advantage of commonly overlooked deductions in order to pay less small business taxes. So, are you taking full advantage of your small [...]
It wasn’t that long ago that paying by cash and check was the preferred method of payment by most business owners, especially small businesses. Progressive larger businesses, such as department stores, were setting up merchant accounts to make credit card payment options available to their customers as an added service. However, the credit card processing [...]
When a business relies solely on a merchant account to process customer payments, having the merchant account shut down can be financially painful. If a business’ account has been shut down, it’s critical to get up and running as quickly as possible to prevent total devastation to the business. Credit card processors have reasons for terminating [...]
The Internet has made it easy for businesses to set up and offer products and services for sale in a virtually global market. Through an Internet search, customers can find the specific products or services they’re looking for, and then purchase and make fast and secure payments all from the comfort of their homes. If [...]
If you operate an online store, you rely on your merchant account to handle the payment processing of your customers. Your merchant account, paired with your shopping cart and payment gateway, help to ensure that the transaction is secure from beginning to end.
If you own or manage a business and are in the process of finding a merchant account provider to set up payment processing services, you may have heard some of the industry jargon. With all the terms and conditions, it can be quite confusing. Choosing the right merchant account provider for your business is complicated by the various fees and charges that different providers include.
Have you ever wondered exactly how a merchant account works? For those that are curious – perhaps you’re an online business owner or are planning on starting a business, or you are a customer that has swiped a card through a reader thousands of times – here is some insight.
The President and Congress have come to some agreement to help avoid going over the fiscal cliff. Although things have settled for now, there is sure to be a standoff in February regarding debt ceiling and budget cuts. Changes or lack of changes can severely impact positive stock market performance. Investors should prepare and protect [...]
All businesses that need to collect credit card payments from their customers need a merchant account to handle those card transactions. When a business owner has bad credit, obtaining a merchant account can be somewhat challenging. Merchants with a poor credit history are deemed higher risk by credit card processing companies and can be immediately [...]
Did you ever wonder exactly how information is kept secure in the world of online card processing? Something is going on behind the scenes that we can’t see. It’s called encryption. Customers that purchase goods or services over the Internet will typically check out through a shopping cart and secure payment gateway. If you’ve ever [...]
What is the difference between a solid, thriving small business and one that struggles to keep its head afloat? Good planning and practices. If you own a small business and want some tips on how to improve overall performance, check out this article from Huffington Post’s Erica Nicole. In her article, Erica discusses seven proven [...]
2013 will likely be another challenging year for small businesses throughout the United States. The expected slow economic growth will mean that small business owners will have to hunker down and prepare for changes. Possibly the greatest hurdle will be adjusting to the effects of the tax changes for small businesses in 2013. The modification [...]
When managing a small business, owners are faced with a multitude of decisions, including whether or not to outsource work to save on internal resources. Knowing when and what to outsource can be critical to the success of a small business. If a business decides it necessary to outsource, the question of where to outsource [...]
Thanks to the Internet, online businesses throughout the world are able to operate 24/7 and reach a global customer base. Customers can add items to an online shopping cart, and check out easily and securely. It’s predicted that in 2014 ecommerce is expected to reach $250 billion in the US alone. Businesses that are established [...]
Are you looking for some quick tips or advice for your small business? Starting a small business is exciting and sometimes scary. Making specific decisions on how best to grow your business isn’t always an easy task. Real estate mogul Barbara Corcoran reveals her Top 12 tips for small business owners. From ‘not being afraid [...]
When it comes to processing credit card transactions at restaurants, there are several options. Traditionally, standard registers or POS (point-of-sale) systems were all that any restaurant needed. Today, identity theft is on the rise and consumers are rightfully very protective of their credit card information. Some are very uncomfortable letting their credit cards out of [...]