TTG is a financial solutions provider that has been assisting companies throughout the world since 2004 with various business services.

We specialize in delivering credit card processing solutions to all types of businesses, but we also offer small business loans through our banking partners.

Do you operate an ecommerce store? At TTG, we understand that it can be difficult for online stores to find appropriate financing. Without tangible assets, lenders consider small online businesses to be risky investments.

TTG and our banking partners are different. Not only do we work with traditional brick and mortar stores, but also gladly provide small business loans for online stores.

We have several loan programs to choose from:

• Business Loans Based on Gross Monthly Sales

• Cash Advances based on Monthly Credit Card Processing Volume ($5000 min. mo. volume w/ 6 months of processing history)

• Poor Credit Financing Programs

Yes, even if you or the company’s principal has credit challenges, that’s not a problem for us. We regularly provide small business loans for bad credit businesses.

Don’t put off finding the small business funding you need to get over a financial hurdle or wait any longer to grow your business. We’ve got you covered.

We offer very favorable rates and terms so that you can take advantage of a business loan today!

Also, check out our merchant account solutions for your small business. Chances are we can save you as much as 20% over your current credit card processing rates and fees.

We look forward to providing the small business loan funds to help your company succeed!

Have questions or need more info?

Call us at 888-383-8056 or email sales@thetransactiongroup.net

Each month, your digitally delivered magazine keeps you up to date on search engine strategies, social media, marketing technology, mobile marketing and more.

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So whether you are a one-man operation, a small business owner or a marketing professional, don’t miss out on this Free Magazine Subscription.

Let bizMarketing Magazine keep you informed, entertained and up to date on the latest in online marketing.

We offer complete e-commerce services for US and international businesses at low rates and fees. Save yourself time, money and frustration with a TTG solution for your website.

If you are just starting your web store, we can even build a website that meets the requirements of your online store, and then outfit it with a payment gateway and online shopping cart. Click the banner below to get started.

At TTG, we understand how challenging it can be for some businesses to get approved for merchant accounts. Processors can be hesitant in accepting applications from new businesses or low volume businesses, simply because the expected return is not worth their time. At TTG, we are happy to work with all businesses.

For online stores located outside the United States, it’s increasingly difficult to get set up with credit card processing services.

Many credit card processors unfairly associate international businesses with the element of higher risk. Merchant account approvals can take weeks, if approved at all.

In addition, most international credit card processors require the use of their payment gateways for security purposes. For merchants that already have an online shopping cart for their web store, it is likely that the processor’s payment gateway will be non-compatible.

Our all-in-one ecommerce system was designed so that all elements of an online store work together seamlessly and all credit card transactions on a merchant’s website take place in real-time.

TTG’s e-commerce program has benefits that are not provided by any other credit card processing services provider. For most businesses, the benefits for US and international online stores include:

• Fast Approvals (sometimes even the same business day)
• No reserve requirements (some processors withhold 25% monthly)
• Free setup (most processors charge set up fees)
• No contracts (most processors have early termination penalties)

Also included with our ecommerce solution for no additional cost is a feature that most processors do not offer: a virtual terminal. With a virtual terminal, merchants have the ability not only to process credit cards in their online store, but also take credit card payments from customers over the phone and face-to-face.

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Individual Ecommerce Services for Online Stores

If you only need one of our services, we can provide each individually as well.

Does your online store only need a merchant account? For most businesses, our merchant accounts and payment gateways include the same benefits listed above. We can even quickly approve high-risk businesses for a credit card processing solutions.

Apply of A Merchant Account Here

Does your web store only need an Internet shopping cart? We have partnered with two online shopping cart providers so that the needs of all businesses are covered. One of our partners offers an extremely robust shopping cart full of advanced features and priced at 3 different tiers. Another partner offers a reliable cart with a few extras at a low price.

Review Our Shopping Cart Options Here

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No matter what the needs of your online store are, TTG would be happy to help. For fast approvals on an all-in-one ecommerce solution, click the banner below. For individual services, click the links above. We look forward to helping your business succeed.

In addition to our credit card processing and payment gateway solutions, we offer online shopping cart systems for all online businesses.

We ensure that you will have the best solution to securely process ecommerce transactions through your website – making the entire checkout experience easy for both your customers and you.

TTG offers 2 excellent and reliable shopping cart solutions:

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1ShoppingCart

Businesses with higher monthly transaction volumes may be better served with the more robust 1ShoppingCart system. This is more than just a basic online shopping cart.

With 1ShoppingCart, in addition to the standard shopping cart features, you will have available to you many special features and merchandising tools to better manage and market to your customers.

These features include:

• Smart Phone Reporting & Tracking
• ROI Tools
• Many Template Options & Merchandising Tools
• Search Engine Optimized Online Stores
• Recurring Payment for Subscriptions

And they offer exceptional customer support. They will even answer your phones to take your customers’ inquiries!

Online checkout is highly secure, as 1ShoppingCart is PCI certified, and complies with the Visa Cardholder Information Security Program (CISP).

Try 1ShoppingCart.com FREE for 30 Days!

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CartManager

For new businesses and established small businesses with low monthly transaction volumes, we suggest the low cost CartManager system.

CartManager is a very popular online shopping cart option among U.S. and international businesses. It has an excellent reputation as a highly reliable, secure and affordable option.

It is very easy to use and easily integrated with any website.

The CartManager shopping cart system includes:

• Unlimited Products & Orders
• Multiple Built-in Shipping Options
• E-bay Integration
• Secure Checkout
• Free Customer Support

Take a Free Test Drive with CartManager

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If you have any questions about which online shopping cart is best for your business, or you are interested in a complete ecommerce package, give us a call at 888-383-8056. We look forward to hearing from you.

TTG is a business financial services company that specializes in helping companies set up merchant accounts for their businesses. Whether your business is located in the US or elsewhere in the world, we can help.

For online businesses, we offer merchant account services that include an online shopping cart and credit card payment gateway. In addition, a virtual terminal is included that allows merchants to accept credit cards and process transactions over the phone and face to face in a store.

For most US and international businesses, TTG delivers:

• Low rates
• Low processing fees
• No reserve requirements
• No set up fees
• No long-term contracts
• No early termination penalty

Our credit card payment gateways utilize the most advanced encryption technology, ensuring that your information and customers’ data are secure.

At TTG we understand the challenges some businesses can face when trying to get approved and set up with credit card processing services. Many processors avoid working with new businesses and businesses that are classified as high risk. But with our international network of banking partners, we can approve virtually all legally operating businesses for merchant accounts, regardless of the business type. We also accept applications from businesses in most countries throughout the world.

Our unique banking relationships allow us to quickly approve new businesses, low monthly volume businesses, and high risk business for domestic and international credit card payment gateways.

If you already have a merchant account, online shopping cart and credit card payment gateway set up with your business, but are interested in saving money on your annual fees, give TTG a try. We can probably lower your costs.

With our streamlined application and approval process, we are able to approve most businesses for a merchant account within 48 hours and then set up the online shopping cart and credit card payment gateway the same day.

Click ‘Apply Now’ to get started! We look forward to working with you.

As a business services solutions provider, The Transaction Group has relationships in place to help businesses with their financial needs, including small business accounting and tax related services.

Our partner employs expert accountants that are able to assist companies in every US state and time zone and offers a free consultation on taxes for small businesses and entrepreneurs.

Why pay a tax advisor a large sum for consultation when you can get simple answers for free or unlimited advice for a low monthly fee?

Whether you are just starting your business and have questions on what type of business to set up in order to benefit from tax breaks, or have very specific questions that you can’t seem to find an answer to, these accounting professionals will help.

These expert accountants offer initial free tax advice for small businesses, but have small business accounting services with unlimited consultation for a low $20/month. These services include:

• Business Planning – Consultation & creation of individual business plans
• Tax Preparation – Preparation & completion of small business tax filings
• Bookkeeping Services – Management of business finances
• Payroll – Assistance completing State & Federal payroll taxes

We know taxes are complicated. Don’t waste your time trying to figure them out on your own. Spend more time running your business and leave business taxes up to an expert accountant.

Call us today to find out how to receive free accounting advice for your small business or to sign up  to receive expert advice from an accountant any time you need it.

888-383-8056

Since forming our corporation in 2004, we’ve helped many businesses throughout the world with their payment processing needs.

At TTG, we understand the challenges some businesses face when applying for and getting approved for merchant accounts. Many processing banks refuse to work with businesses classified as high risk or those that have a monthly transaction volume less than $50 thousand per month.

We don’t like to see businesses turned down by processors simply because those business do not fit what is deemed the ideal business model by these processors. That’s why we’ve built a streamlined program with one of our preferred banking partners.

Our unique program offers extremely fast approvals for online businesses that process less than $100 thousand per month. For standard, low risk businesses the approval is typically 1 to 2 business days.

Higher risk businesses still have a fast approval but may take slightly longer.

With the highest level of fraud protection, merchants have the ability to securely process major credit cards from over 130 countries and maintain peace-of-mind.

If you have a newly established online business that will process customers’ cards domestically or internationally, save yourself some aggravation from the start and contact TTG.

Sign up today and start operating cost effectively and efficiently with an online credit card processing solution from a TTG preferred partner.

Businesses in United States

Need more information? Fill out our ONLINE FORM.

Itemizing a tax return may or may not be the way to go for some that are self-employed taxpayers, as it isn’t a guarantee that this route will yield the lower taxes of the two options. Not to mention it’s a lot more work to prepare an itemized return.

Both of these options are known as ‘below-the-line’ deductions because the amounts are listed below and subtracted from the ‘adjusted gross income’.

Above-the-line deductions are subtracted from ‘gross income’, which is entered on the top line of the 2^nd page of a tax return. These deductions lower the gross income that is to be taxed, and the resulting number is known as the ‘adjusted gross income’.

There are limitations to amounts in below-the-line deductions, and therefore above-the-line deductions are more advantageous deductions to taxpayers. Above-the-line deductions are available for all taxpayers.  Self-employed business owners should include all applicable above-the-line deductions in their tax returns, regardless of whether they opt for the standard or itemized below-the-line deduction.

All business expenses are above-the-line deductions that can adjust gross income to a point that the self-employed taxpayer is entitled to additional below-the-line benefits.

Just about any expense incurred by a sole proprietorship or self-employed taxpayer qualifies as deductible. These expenses can include rent, utilities, office supplies and equipment, insurance, and legal fees.

While any self-employed taxpayer can fill out the Schedule C to take advantage of all above-the-line deductions on their own, simple mistakes draw red flags from the IRS. It’s advised that self-employed taxpayers seek the assistance of a CPA with above-the-line deductions as well as itemized below-the-line deductions.

If you require the assistance of an accountant, give us a call. We have a network of accountants that would be happy to ensure that your taxes are prepared and filed accurately.

So, are you taking full advantage of your small business tax deductions?
Here are some areas that some small business owners overlook when it comes to small business tax savings:

Vehicle expenses. The IRS offers a standard deduction in regard to vehicle expenses for small business owners. Opting for the standard deduction may save you time and energy going through the monotony of calculating mileage and gas, but it can cost you a lot in potential tax savings. Of course you’ll have to be very careful about business vs. personal mileage and gas declarations and keeping records is important in the event of an audit. Did you know you can also write off the depreciation of your vehicle? This amount can be significant if your vehicle is new.

Health insurance. Yes, your health insurance is a business expense too. As expensive as health insurance is, especially to those self-employed, it can add up to a nice sized deduction. If you are a small business owner, you can write off health insurance for yourself as well as your spouse and children. This applies if you are self-employed as long as do not have another full-time job that offers insurance, or your spouse’s employer offers insurance to cover the family.

Kids. The IRS gives you a break for the number of dependants, and also gives you a break for hiring your kids for your business. As a small business owner, your children are allowed to earn as much as $5,700/yr untaxed, and you can write that amount off. If you are going to take advantage of this deduction, it’s very important that each has a W2 on file.
Home office. If you work out of a home office, you’re incurring expenses that are eligible for deduction. Phone, internet, and utilities are perfectly reasonable deductions. As with vehicle expenses, it’s necessary to differentiate between business and personal use for these home office deductions.

If you own a small business and need assistance with your small business taxes, allow us to recommend an accountant. We have partners that are accounting professionals, offering a variety of tax and financial services at competitive rates. From business planning to tax preparation to payroll, they will deliver company specific tax savings for your small business. Our accounting partners have helped thousands of small businesses with small business finances and tax filings, ensuring that those businesses get to keep more of what they earn.

However, the credit card processing costs typically outweighed the benefits for business owners that elected to implement solutions other than cash only. Although well received, this service was merely a convenience to their customers and it failed to deliver much value in return.

The times have certainly changed, yet some businesses are still hesitant about setting up credit card processing services. Business owners may have different reasons for continuing to operate as cash only, but here are some common myths and truths regarding merchant accounts:

High Rates & Fees

Myth. As previously stated, this was a concern in the past, but shouldn’t be anymore. For standard low-risk merchants, whether in a brick-and-mortar establishment or online store, rates are very low. Monthly fees are minimal and reasonable.

Expensive Equipment

Myth. Some business owners see fancy, hi-tech equipment that other businesses are using and immediately see dollar signs. Sure, this equipment is a far cry from the old carbon copy machines that take an imprint of the card, but these days technology is cheap. Credit card processing terminals can be purchased for under $300 or leased on a monthly basis. Some merchant account providers will even give away terminals or POS (point of sale) systems to merchants that sign an annual agreement.

Security Risks Too Great

Myth. Of course the Internet and technology increases the risk of credit card fraud, but processing companies have tighter security measures than ever. The latest encryption technology makes it impossible for a thief to intercept and read information in a transaction without the unique decryption key.

Also, major credit card companies like Visa have programs available that will protect merchants in the event  of credit card fraud, limiting the merchant’s  overall liability.

Getting Approved & Set Up is a Hassle

Myth. In the online age, it’s not uncommon for a business owner to forward required documents to a processor and receive approval that same day. Set up is relatively easy and most processors will handle all the major things, such as integrating an online shopping cart. If a business needs a terminal to swipe cards it can be programmed and sent overnight to a business.

Customers Prefer Cards

Truth. Just as it was a convenience to customers in the past, it’s even more so now. People tend to carry less cash and love the simplicity of paying with debit and credit cards. Studies also show that consumers spend more when a credit card payment option is available.

Statistics show that businesses that have implemented merchant accounts on average yield a 30% increase in sales in the first month. If you are a business owner and are still operating as a cash only business, it’s time to set up a merchant account.

If you have questions or concerns, give us a call. We are well versed in the credit card processing industry and help businesses like yours to find the best merchant account solutions for their needs every day.