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Medical Marijuana Merchant Accounts | Cannabis Credit Card Processing

If you are in need of a credit card processing solution for your legal medical marijuana dispensary, you’ve come to the right place. The Transaction Group (TTG) and our banking partners have a solution that fits the needs of both retail mmj dispensaries and mmj delivery semmj mercahnt accountrvices in all legal medical cannabis states.


Historically, the medical marijuana industry has been primarily a cash-based business. All legal mmj businesses had no option but to accept the greater risk that comes with cash businesses.

In the mid to late 2000’s several banks were offering merchant account services for medical marijuana dispensaries, enabling them to accept credit cards. However, the number of available credit card processors dwindled to one by 2011 due to pressure relating to banking policy and the interpretation of state vs. federal laws.

At TTG, we saw how the changes in banking policy were adversely affecting the medical marijuana industry and sought to find an alternative payment solution for our friends in the industry. We began to offer a program that enabled legal mmj dispensaries to take credit card payments much like a traditional merchant account, in which a debit or credit card is swiped through a terminal. The many businesses that implemented our new solution reported that they preferred this solution because it actually saved them money over the previously high credit card processing fees.

After new policy changes took effect in July 2012, many legal medical marijuana dispensary owners had their merchant accounts closed almost overnight, forcing them back to cash-based operations. Mmj dispensaries that had TTG’s recommended solution in place were able to continue to accept credit cards from their patients for the medicine sales. We are proud that our program continues to be the best option available at this time.


Here is how our program works:

  1. After selecting their medicine, the customer swipes their debit or credit card through a small terminal on the counter.
  2. The total purchase or donation amount is entered into the terminal. The customer then enters their PIN and accepts a low transaction convenience fee.
  3. The customer receives the prescribed medicinal marijuana, and funds are transferred to the dispensary’s bank account within 48 hours.


With our program, there are NO processing fees for the medical marijuana dispensary. Dispensaries pay a low monthly service fee and save money over the previous credit card processing services.

The application and approval process is very easy. In most cases, mmj dispensaries can be approved within 2 business days of submitting your application. And, there are no credit checks required for approval!

Don’t like being locked into long-term contracts? Neither do we. Our program is offered on a month-to-month basis.

We offer terminals for in-store sales as well as terminals for mmj delivery services.


We understand how capital is important for the growth of any business. Medical marijuana dispensaries are no exception. Unfortunately, it is often very difficult for mmj dispensary owners to get approved for business loans from banks. TTG and our banking partners have a business loan program in place for mmj dispensaries.

The cash advance business loan program offers a fast approval process for legal marijuana dispensaries. Funding is based on current monthly sales. The program offers very favorable terms with no set repayment schedule.

Use the business loan funding for whatever purpose necessary at your mmj dispensary. Whether you’re in need of equipment, expanding a current location, or planning on opening an additional retail location, funding can be obtained.

At TTG, we are here for you. Let us help your medical marijuana dispensary. Call us at 312-218-4347, or email sales@thetransactiongroup.net.

We proudly offer services to legal dispensaries in the following states:  

Alaska Arizona California Colorado
Connecticut Washington, DC Delaware Hawaii
Illinois Maine Massachusetts Michigan
Montana Nevada New Hampshire New Jersey
New Mexico Oregon Rhode Island Vermont
Washington  & now Maryland