Bad Credit Merchant Account Card Processing Services

Do you have bad credit and in need of or been turned down for merchant account services? The Transaction Group (TTG) is here for you!

Accepting Credit Cards

Today, credit card processing services are essential for just about any small business that sells products and services. Without a merchant account, these small businesses would be forced to operate as cash only businesses- an option that is less favorable to both the business and the consumer.

While it may be obvious that any business that desires the ability to take debit and credit card payments should set up merchant account services, it’s not always that easy. Particularly for business owners that have bad credit and fall into a high risk merchant classification.

Big Names Don’t Mean They’re The Best

Many credit card payment platforms for small businesses, such as PayPal and Square, offer solutions that offer almost immediate processing capabilities. Their devices seem to be everywhere and are now being sold in convenience stores.

They lure customers by advertising low rates and user-friendly devices that are compatible with just about any smartphone or tablet. However, they have one big flaw.

These big companies tend to be extremely risk averse and do not accept merchants that have poor credit or have had credit challenges in the past.

In some cases, business owners with bad credit are even approved and actually process for a month or two, only to later have the account closed and funds withheld without prior notification.

Businesses in these circumstances are then back to square one, forced to begin the process of finding a new merchant services provider. And they’ve likely unwillingly forfeited a portion of their earnings.

TTG is here for Your Business

Unlike other processors, especially the powerhouses, we take the time to understand your business’s specific requirements and then offer a solution that is just right.

We’ve been assisting small businesses with credit card processing since 2004 and are, in fact, high risk merchant account specialists.

Together with our processing partners, we can help virtually any bad credit merchant in the United States in setting up merchant account services.

We have solutions for business of all types: From mobile solutions very similar to PayPal and Square, to EMV equipped terminals to read smart chips or swipe magnetic strips, to online store checkout systems.

And, we offer very competitive rates and fees!

Get Started Today!

If you have bad credit and need a merchant account for your small business, save yourself time and frustration by contacting TTG today.

Call us at 888-383-8056 with any questions, or‘ Apply Now’ to complete our pre-app and we’ll get the process rolling. Our application and approval process is fast and easy.

We look forward to serving you!

Contact Us

Need immediate assistance? Complete this form or call us today at 888-383-8056.

Recent Blog Posts 

Are you shopping for a better rate? Let us save you money!

Most merchants are unaware that interchange rates are adjusted as much as 2x per year. Over the course of several years, those adjustments can hike up a merchant’s rate and cost the merchant thousands in processing fees. Contact us via the form above, or call us today at 888-383-8056. Chances are, we can save you up to 25% over your existing rates and fees!

Why do businesses choose to work with The Transaction Group? 

  • We aim for 100% customer satisfaction. We understand that the customer comes first. At the end of the day, if the customer is not happy, we’re not happy.
  • We offer a FREE rate analysis to every business. In most cases, we can save a business up to 25% on existing rates and fees. But if we can’t beat a customer’s rate, we’re upfront from the start. We don’t waste the customer’s time.
  • We are reliable and always available. If a customer has any concerns, we’re available even after business hours. We’ll address any issues immediately.
  • We don’t believe in one-size-fits-all.We provide solutions based on the specific requirements of each and every business. What’s best for one small business may not work for another.
  • We have a fast & easy setup process. In most cases, we offer a fast and easy approval and set up. While some high risk businesses can have longer underwriting times, we keep the customer informed throughout the process and work for fast approvals.
  • We have solutions for every business type. From low-risk card-present credit card processing solutions to payment processing solutions for high risk e-commerce stores, we’ve got it all.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.


This Is A Custom Widget

This Is A Custom Widget

Go to Top