High Risk Business Loans | Capital Funding & Financing

With today’s economic volatility, lenders are more cautious about providing capital funding for certain ‘higher risk’ business types. The definition of high risk businesses is interpreted differently among banks – with the result that some businesses that would normally be considered low risk find it difficult to be approved for business loans.

If you have an online store or ecommerce business, it’s likely you fall into this high-risk category. Also, restaurants, convenience stores, and specific products like e-cigarettes are high risk. Even accountants, lawyers and dentists have been given this label and can have a difficult time getting a business loan.

At The Transaction Group (TTG) we understand how frustrating it can be for high-risk business types to receive the financing they need. And if approved, there are often very strict guidelines on how the funds may be used.

TTG’s High-Risk Business Loan Program

TTG and our funding partners have developed a business loan program to make it easier for small businesses that are considered higher risk by other lenders to receive working capital.

We are not a traditional lender and therefore are able to set our own guidelines. Our loan program operates as a business cash advance. We advance the funding and are paid back by a percentage of future sales of the business. Unlike traditional business loans, there is no set repayment schedule, so you can enjoy unmatched repayment flexibility.

Business owners may allocate funding at their discretion. Whether your purpose is to pay down existing debt, purchase equipment or expand an office, it does not matter to us.

As long as your business has been up and running for at least six months and is located in the United States, it is likely that we can approve you for financing.

We regularly approve business loans to owners with bad credit, tax liens or judgments. Even if your small business has just gone through bankruptcy, we may be able to help.

Our application process is fast and easy. To get started, call us at 888-383-8056 or email sales@thetransactiongroup.net

Contact Us

Need immediate assistance? Complete this form or call us today at 888-383-8056.

Are you shopping for a better rate? Let us save you money!

Most merchants are unaware that interchange rates are adjusted as much as 2x per year. Over the course of several years, those adjustments can hike up a merchant’s rate and cost the merchant thousands in processing fees. Contact us via the form above, or call us today at 888-383-8056. Chances are, we can save you up to 25% over your existing rates and fees!

Why do businesses choose to work with The Transaction Group? 

  • We aim for 100% customer satisfaction. We understand that the customer comes first. At the end of the day, if the customer is not happy, we’re not happy.
  • We offer a FREE rate analysis to every business. In most cases, we can save a business up to 25% on existing rates and fees. But if we can’t beat a customer’s rate, we’re upfront from the start. We don’t waste the customer’s time.
  • We are reliable and always available. If a customer has any concerns, we’re available even after business hours. We’ll address any issues immediately.
  • We don’t believe in one-size-fits-all.We provide solutions based on the specific requirements of each and every business. What’s best for one small business may not work for another.
  • We have a fast & easy setup process. In most cases, we offer a fast and easy approval and set up. While some high risk businesses can have longer underwriting times, we keep the customer informed throughout the process and work for fast approvals.
  • We have solutions for every business type. From low-risk card-present credit card processing solutions to payment processing solutions for high risk e-commerce stores, we’ve got it all.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.