IP or Dial-up Credit Card Terminal? Choosing the Right One.

IP or Dial-up credit card terminal? Choosing the right one. One of the most important factors when deciding what type of credit card terminal to use is your phone line.

Do you use older analog phone lines or high speed digital? The reason this is so important to find out is that most older dial-up terminals have internal modems that were designed for slower speeds, so they can’t handle the higher speeds digital phone lines offer. Some technical support departments for processors have even gone so far as to say they no longer support dial up terminals using digital phone lines due to the consistent performance issues.

So if you’re setting up a merchant account and plan on using a terminal to accept cards, find out if your location has analog or high speed digital phone lines. If you don’t know, ask the building supervisor, or you can call the phone company that provides the service at your location.

Analog phone lines – you can use almost any terminal on the market as long as it is PCI compliant.

High speed digital phone lines OR no phone lines – your best bet is an IP based terminal. An IP based terminal will use an Ethernet line to connect, so you can plug it directly into your computer if your location has no extra Ethernet jacks. Most IP based terminals support dual connectivity which means they support both analog & digital lines.

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Are you shopping for a better rate? Let us save you money!

Most merchants are unaware that interchange rates are adjusted as much as 2x per year. Over the course of several years, those adjustments can hike up a merchant’s rate and cost the merchant thousands in processing fees. Contact us via the form above, or call us today at 888-383-8056. Chances are, we can save you up to 25% over your existing rates and fees!

Why do businesses choose to work with The Transaction Group? 

  • We aim for 100% customer satisfaction. We understand that the customer comes first. At the end of the day, if the customer is not happy, we’re not happy.
  • We offer a FREE rate analysis to every business. In most cases, we can save a business up to 25% on existing rates and fees. But if we can’t beat a customer’s rate, we’re upfront from the start. We don’t waste the customer’s time.
  • We are reliable and always available. If a customer has any concerns, we’re available even after business hours. We’ll address any issues immediately.
  • We don’t believe in one-size-fits-all.We provide solutions based on the specific requirements of each and every business. What’s best for one small business may not work for another.
  • We have a fast & easy setup process. In most cases, we offer a fast and easy approval and set up. While some high risk businesses can have longer underwriting times, we keep the customer informed throughout the process and work for fast approvals.
  • We have solutions for every business type. From low-risk card-present credit card processing solutions to payment processing solutions for high risk e-commerce stores, we’ve got it all.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.


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