Online Subscription Merchant Credit Card Processing Services

Online subscription services businesses generate millions of dollars in tax revenue annually. It’s big business, so that’s not surprising. What is surprising is that many of these merchants face challenges in setting up basic credit card payment processing for subscriptions they sell on their websites.

It’s obvious that adult related businesses will face added scrutiny by financial institutions when seeking merchant services approvals. However, it can be a headache for some business owners to find a merchant account provider that is willing to work them even when their offerings are not related to the adult industry. Why?

Merchant Accounts for High Risk Businesses

Credit card processors that shy away from serving online subscription merchants simply due to the fact that these businesses are classified as high-risk merchants.

Firstly, all online merchants that process credit ‘card not present’ transactions are considered higher risk because it’s nearly impossible to verify that the purchaser is the actual cardholder. With all online purchases, there’s a chance that fraudulent transactions are being made with stolen credit card data.

Secondly, subscription websites have higher rates of chargebacks by customers. Subscriptions are non-tangible goods and charges are more readily disputed when services fail to meet customer expectations. Unfortunately, customers are more inclined to dispute a charge than contact the merchant to discuss refund policies.

A chargeback ratio as low as 3 in 100 is considered high. When a merchant account provider has a merchant with high customer chargebacks, they carry increased risk and can face penalties by the credit card associations. Merchants with a 3% chargeback ratio are likely to lose their merchant account and be left without a credit card processing solution.

The Transaction Group is Your Solution

At The Transaction Group, we’ve been assisting businesses with their credit card processing needs since 2004. We’re experts in the high risk merchant account industry.

Our industry knowledge and experience paired with our network of banking partners enable us to find the best credit card processing solutions for businesses with subscription sites, including adult websites. We offer the most competitive rates and fees.

Whether you’re just starting your business and don’t have any credit card processing history, or have an established business and are shopping for better rates, we’re glad to help. And bad credit is not a problem!

Additional Business Services

In addition to online payment processing, we offer several other banking services including:

Merchant Cash Advance – With a much faster and approval and funding process than a traditional business loan, our cash advance program allows a business to receive the cash they need with and flexible repayment terms.

Chargeback Shield – Ideal for high risk merchants, especially subscription sites, chargeback shield helps to prevent customer disputes from becoming full-blown chargebacks.

Get Started Today!

Our approval process is easy. Approval times for high risk merchant accounts can vary from merchant to merchant, but approvals can be as fast as 3 business days.

Call us today at 888-383-8067 or ‘Apply Now’ to get started your approval for credit card processing services for your subscription services business. We look forward to helping your business succeed online.

Contact Us

Need immediate assistance? Complete this form or call us today at 888-383-8056.

Are you shopping for a better rate? Let us save you money!

Most merchants are unaware that interchange rates are adjusted as much as 2x per year. Over the course of several years, those adjustments can hike up a merchant’s rate and cost the merchant thousands in processing fees. Contact us via the form above, or call us today at 888-383-8056. Chances are, we can save you up to 25% over your existing rates and fees!

Why do businesses choose to work with The Transaction Group? 

  • We aim for 100% customer satisfaction. We understand that the customer comes first. At the end of the day, if the customer is not happy, we’re not happy.
  • We offer a FREE rate analysis to every business. In most cases, we can save a business up to 25% on existing rates and fees. But if we can’t beat a customer’s rate, we’re upfront from the start. We don’t waste the customer’s time.
  • We are reliable and always available. If a customer has any concerns, we’re available even after business hours. We’ll address any issues immediately.
  • We don’t believe in one-size-fits-all.We provide solutions based on the specific requirements of each and every business. What’s best for one small business may not work for another.
  • We have a fast & easy setup process. In most cases, we offer a fast and easy approval and set up. While some high risk businesses can have longer underwriting times, we keep the customer informed throughout the process and work for fast approvals.
  • We have solutions for every business type. From low-risk card-present credit card processing solutions to payment processing solutions for high risk e-commerce stores, we’ve got it all.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.

Let’s Work Together.

At The Transaction Group, customer satisfaction is our priority. Allow us to show you what we can do for you.